Online Smart EMI Calculator

Loan Amount (₹) Interest Rate (% p.a) Loan Ten...

Monthly EMI

₹10,258
Principal Amount: ₹5,00,000
Total Interest: ₹1,15,502
Total Amount Payable: ₹6,15,502

How is EMI Calculated?

An Equated Monthly Installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. Our calculator uses the standard banking formula: E = P x R x (1+R)^N / [(1+R)^N-1]

  • E is EMI
  • P is Principal Loan Amount
  • R is rate of interest calculated on monthly basis
  • N is loan tenure in months